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40 South State Street 120. Box 158 Newtown, PA 18940 Phone: 215-860-9100 Fax: 215-968-2930 www.fnbn.com April 20, 1005 Payment Express Systems LLC 1331 —D West Main Street Lebanon, TN 37087 Attn: Frank Leal Vice President Dear Frank: T wanted to write to compliment you, Bob Black and your team ... Content Retrieval

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